If I apply and am approved, am I guaranteed the same credit limit I was pre-qualified for?

No, you are not guaranteed to be approved for the same credit limit. Pre-qualification lets you know roughly how much you might be able to borrow, using basic credit information, without impacting your credit score. Once you submit a full credit application, Wells Fargo will use additional financial information provided in your application and pull your credit report to make a credit decision. If approved, you will be given your credit limit which can be used immediately to place an order.